*  PURCHASE OR REFINANCE  (FHA & VA LOANS ALSO AVALIABLE TO QUALIFIED BORROWERS)

*  MAX LOAN AMOUNT $417,000 (ABOVE THIS WILL BE A "JUMBO" LOAN W/ HIGHER RATES)

*  FIXED RATES - AMORTIZED OVER 40 / 30 / 20 / 15 YEARS - NO PRE-PAYMENT PENALTIES

*  ADJUSTABLE RATES AVAILABLE - NOT RECOMMENDED

*  680 MIDDLE CREDIT SCORE AND UP

*  PURCHASE OR REFINANCE

*  MAX LOAN AMOUNT $417,000

*  JUST MISSED "A+" AS TO CREDIT SCORE / DEBT TO INCOME RATIO

*  620 MIDDLE CREDIT SCORE AND UP

*  FIXED RATES - AMORTIZED OVER 30 / 20 / 15 YEARS (MAY HAVE PRE-PAYMENT PENALTY)

*  ADJUSTABLE RATES AVAILABLE - NOT RECOMENDED

*  PURCHASE OR REFINANCE

*  LOAN AMOUNTS TO 1.5 MILLION OR MORE

*  FIXED RATES - AMORTIZED 30 / 20 / 15 YEARS

*  ADJUSTABLE RATES AVAILABLE - NOT RECOMMENDED

*  UP TO 90% LOAN TO VALUE

*  CASH OUT AVAILABLE ON REFINANCES

*  TEMPORARILY NOT AVAILABLE; CHECK BACK LATER.

*  IN THE MEANTIME CHECK OUT OUR PRIVATE MONEY LOANS.

*  PURCHASE & REFINANCE LOANS FOR 1-4 UNITS

*  MOST OF OUR RENTAL LENDERS HAVE A MAXIMUM 75% LTV.

*  CONFORMING RATES ON RENTALS ARE HIGHER THAN ON PERSONAL RESIDENCES.

*  FIXED AND ADJUSTABLE RATES AVAILABLE (ADJUSTABLE RATES NOT RECOMMENDED)

*  FAST & FLEXIBLE FINANCING - RESIDENTIAL, COMMERCIAL, AND LAND

*  PURCHASE , REFINANCE, REHAB / REMODEL, CONSTRUCTION, DEVELOPMENT 

*  FIRST MORTGAGES ONLY

*  MAX LTV = 65% RESIDENTIAL & COMMERCIAL / 50% MAX LTV LAND ONLY 

*  MAIN QUALIFICATIONS ARE SUFFICIENT EQUITY AND SUFFICIENT INCOME

*  COMPETITIVE FIXED RATES WITH 5 POINTS (5% of LOAN AMOUNT) ORIGINATION FEE

*  PAYMENTS ARE AMORTIZED OVER 30, 25, 20, 15, OR 10 YRS OR ARE INTEREST ONLY

*  USUALLY A BALLOON EARLY PAY-OFF IN 5 YRS OR LESS IS REQUIRED

*  PERSONAL RESIDENCE LOANS ARE FULLY AMORTIZED (HAVE NO BALLOON)

*  TO PROTECT YOU AND OUR INVESTORS, WE ALWAYS VERIFY INCOME AND DEBT RATIO.

*  MOST OF OUR LOANS HAVE NO PRE-PAYMENT PENALTIES

*  PURCHASE, REFINANCE, OR CONSTRUCTION

*  LOANS FOR APARTMENTS, MOBILE HOME PARKS, OFFICES, RETAIL, STORAGE, INDUSTRIAL,  AUTOMOTIVE, NEARLY ANY TYPE OF COMMERCIAL STRUCTURE

*  LOAN TO VALUES RANGE FROM 55% TO 80%, DEPENDING ON PROPERTY TYPE.

*  THE MAIN QUALIFICATIONS ARE LOAN TO VALUE AND PROPERTY OR BUSINESS INCOME

*  CONVENTIONAL, NON-CONFORMING, SBA, B&I, FARM, PRIVATE & HARD MONEY LENDERS

*  COMMERCIAL LOANS ARE HANDLED BY OUR AFFILIATE "FREEDOM FUNDING"

*  PLEASE CALL FREEDOM FUNDING AT 503-393-2133 FOR DETAILS

*  "WE LIBERATE FUTURE CASH FOR PRESENT USE"  'TM'

*  WE BUY SELLER HELD REAL ESTATE NOTES & CONTRACTS SECURED BY RESIDENTIAL, COMMERCIAL, AND LAND PROPERTIES NATIONWIDE - WHERE ALLOWED

*  WE ALSO BUY SELLER HELD NOTES CREATED BY THE SELLER FINANCED SALE OF A BUSINESS

*  WE PAY HIGH PRICES FOR DESERVING NOTES AND CONTRACTS

*WE DO NOT HAVE A STANDARD DISCOUNT;  WE PRICE EACH PURCHASE ACCORDING TO ITS RELATIVE SAFETY OR RISK.

*  WE ASK FOR MORE INFORMATION UP FRONT, BEFORE WE GIVE A QUOTE.  WE NEED TO GATHER ENOUGH INFORMATION, SO THAT WE CAN STAND BEHIND OUR QUOTE.  WE WILL NOT "BAIT AND SWITCH" YOU.  "BEWARE" OF QUICKIE QUOTE NOTE BUYERS !

*  TO GET A QUOTE, PLEASE PROVIDE US WITH A COPY OF THE NOTE OR CONTRACT, THE CLOSING STATEMENT, AND BASIC INFORMATION ABOUT THE PROPERTY, THE SALE, AND THE BUYERS

*  WE ALSO BUY THE FOLLOWING OTHER CASH FLOWS:  STRUCTURED INSURANCE SETTLEMENTS, CELL TOWER LEASE PAYMENTS STREAMS, INHERITANCES, MILITARY PENSIONS, BUSINESS TO BUSINESS INVOICES / ACCOUNTS RECEIVABLE, ETC

*  CONTRACT AND CASH FLOW PURCHASES ARE HANDLED BY OUR AFFILIATE: FREEDOM FUNDING.

*  PLEASE CALL FREEDOM FUNDING AT 503-393-2133 FOR MORE INFORMATION.

*  PROJECT FUNDING IS ALSO HANDLED BY OUR AFFILIATE: FREEDOM FUNDING.

*  THE FUNDING IS BASED ON COMMERCE RATHER THAN DEBT.

*  THEREBY THE PROJECT IS DEBT FREE UPON COMPLETION.

*  THIS ENABLES BOTH NON-PROFITS AND COMMERCIAL PROJECTS TO OBTAIN FUNDING.

*  PLEASE CALL FREEDOM FUNDING AT 503-393-2133 FOR MORE INFORMATION.